Archive | December 2013

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My Budget

I came up with this budget when we had an inconsistent income. I listed the categories in order of importance. When I divide the money up it goes into the first category and then I work down the list. That way if we fall short one month we have the most important things paid. The […]

Finances

One of the biggest mistakes I’ve made is not having a budget until recently. I spent some time tracking expenses but it wasn’t until our finances were in trouble that I created a budget. If you don’t have a budget then I suggest you spend one month tracking expenses and then use those amounts to […]

Hello

  I thought I’d take a little time to talk about myself. In order to protect my family I’ve decided to write anonymously. I’m a stay at home wife and mother. I’m living my dream everyday. I’ve always wanted to be a mother. Being a wife and mother come second to my faith. Everything else in […]